Sr Credit Analyst
Sr Credit Analyst
Foods you love. Brands you trust. And a career that empowers you to grow.
At Nestlé USA, we’re all working towards the same goal – to delight and deliver for our consumers. With a rich portfolio of beloved brands, including DiGiorno, Toll House, and Coffee mate, in 97% of U.S. households, we have a unique opportunity – and responsibility – to be there for every moment in our consumers’ lives.
Joining Nestlé means becoming part of an inclusive workplace that inspires innovation, encourages strategic thinking and creativity, and celebrates your achievements. No matter where you work within the organization, you are empowered to challenge the status quo, embrace risk-taking, and pioneer new ideas. Our supportive and collaborative environment encourages bold ambitions and continuous learning so that everyone can grow and thrive.
This position is not eligible for Visa Sponsorship.
As a Sr Credit Analyst, you will play a crucial role in managing and interpreting financial information to make data-driven decisions about credit limits and risk categories. You will work closely with team members in the Center of Competence (CoC) and Business Service Center (BSC) to manage and resolve escalations related to receivables and master data. You will be responsible for reviewing and releasing credit block orders and for supporting the Credit management team in final decisions.
Primary Responsibilities:
• Partner across the organization to minimize risk while maximizing sales
• Review and analyze various sources of financial and credit data; maintain credit file records in SAP and Salesforce, and perform analyses as required
• Review and set or propose credit limit and risk category by customer based on customer financial data, data risk modeling results, and other internal and external information according to market defined levels of authority
• Review and release or reject sales orders blocked due to credit issues, and advance when needed to Credit Management
• Evaluate parameters and relative weight affecting the calculation of credit limit and risk category as well as credit filters/checks and tolerance to be used by customer
• Conduct new customer review, approval, and set-up
• Perform in a customer centered capacity by answering credit inquiries while acting as a liaison to sales, sales finance and the BSC team
• Prepare and assist in the preparation of required reports for management
• Run credit simulations as needed to identify changes in trends in account management
• Assist in maintaining a minimum of past due accounts by working with other CoC and BSC team members
• Participate in continuous improvement activities
Requirements and Minimum Education Level:
Bachelor’s degree in Business Administration, Accounting, or Finance is required.
3-5 years’ experience in credit, accounts receivable, accounting, or finance required; or an equivalent combination of skills and experience
Experience:
• Experience in the CPG industry preferred
• SAP and HighRadius accounts receivable system experience preferred
• Proficiency with financial modeling, Excel and Power BI
Required Skills:
• Well-organized, methodical thinker, who can prioritize workload and responsibilities with excellent decision-making skills
• Excellent written and verbal communication skills, including the ability to incorporate insightful commentary into customer credit risk reviews.
• Strong analytical aptitude with a proven ability to accurately analyze/interpret data, including credit intake documents, customer financial statements (audited and un-audited), reporting published by credit risk monitoring services, etc.
• Strong and creative problem-solving skills and results-based orientation Ability to work in a fast-paced environment and handle multiple priorities
• Work well in a team-based environment and interact collaboratively with both internal and external customers.
• Proficiency in Microsoft office applications (e.g., Word, Excel, Outlook), Power BI, and other reporting applications.
• As requested, supports the completion of project-based initiatives of the Company that create process improvements and/or functional changes to departmental processes.
• As requested, provide guidance, coaching and training to other team members and contractors, in areas of sufficient subject matter expertise
Requisition ID: 345962
#LI-Hybrid
It is our business imperative to remain a very inclusive workplace.
To our veterans and separated service members, you're at the forefront of our minds as we recruit top talent to join Nestlé. The skills you've gained while serving our country, such as flexibility, agility, and leadership, are much like the skills that will make you successful in this role. In addition, with our commitment to an inclusive work environment, we recognize the exceptional engagement and innovation displayed by individuals with disabilities. Nestlé seeks such skilled and qualified individuals to share our mission where you’ll join a cohort of others who have chosen to call Nestlé home.
The Nestlé Companies are an equal employment opportunity and affirmative action employer seeking diversity in qualified applicants for employment. All applicants will receive consideration for employment without regard to race, ethnicity, color, gender, gender identity, age, religion, national origin, ancestry, disability, perceived disability, medical condition, genetic information, veteran status, sexual orientation, or any other protected status, as defined by applicable law. Prior to the next step in the recruiting process, we welcome you to inform us confidentially if you may require any special accommodations in order to participate fully in our recruitment experience. Contact us at accommodations@nestle.com or please dial 711 and provide this number to the operator: 1-800-321-6467.
This position is not eligible for Visa Sponsorship.
Review our applicant privacy notice before applying at https://www.nestlejobs.com/privacy
Foods you love. Brands you trust. And a career that empowers you to grow.
At Nestlé USA, we’re all working towards the same goal – to delight and deliver for our consumers. With a rich portfolio of beloved brands, including DiGiorno, Toll House, and Coffee mate, in 97% of U.S. households, we have a unique opportunity – and responsibility – to be there for every moment in our consumers’ lives.
Joining Nestlé means becoming part of an inclusive workplace that inspires innovation, encourages strategic thinking and creativity, and celebrates your achievements. No matter where you work within the organization, you are empowered to challenge the status quo, embrace risk-taking, and pioneer new ideas. Our supportive and collaborative environment encourages bold ambitions and continuous learning so that everyone can grow and thrive.
This position is not eligible for Visa Sponsorship.
As a Sr Credit Analyst, you will play a crucial role in managing and interpreting financial information to make data-driven decisions about credit limits and risk categories. You will work closely with team members in the Center of Competence (CoC) and Business Service Center (BSC) to manage and resolve escalations related to receivables and master data. You will be responsible for reviewing and releasing credit block orders and for supporting the Credit management team in final decisions.
Primary Responsibilities:
• Partner across the organization to minimize risk while maximizing sales
• Review and analyze various sources of financial and credit data; maintain credit file records in SAP and Salesforce, and perform analyses as required
• Review and set or propose credit limit and risk category by customer based on customer financial data, data risk modeling results, and other internal and external information according to market defined levels of authority
• Review and release or reject sales orders blocked due to credit issues, and advance when needed to Credit Management
• Evaluate parameters and relative weight affecting the calculation of credit limit and risk category as well as credit filters/checks and tolerance to be used by customer
• Conduct new customer review, approval, and set-up
• Perform in a customer centered capacity by answering credit inquiries while acting as a liaison to sales, sales finance and the BSC team
• Prepare and assist in the preparation of required reports for management
• Run credit simulations as needed to identify changes in trends in account management
• Assist in maintaining a minimum of past due accounts by working with other CoC and BSC team members
• Participate in continuous improvement activities
Requirements and Minimum Education Level:
Bachelor’s degree in Business Administration, Accounting, or Finance is required.
3-5 years’ experience in credit, accounts receivable, accounting, or finance required; or an equivalent combination of skills and experience
Experience:
• Experience in the CPG industry preferred
• SAP and HighRadius accounts receivable system experience preferred
• Proficiency with financial modeling, Excel and Power BI
Required Skills:
• Well-organized, methodical thinker, who can prioritize workload and responsibilities with excellent decision-making skills
• Excellent written and verbal communication skills, including the ability to incorporate insightful commentary into customer credit risk reviews.
• Strong analytical aptitude with a proven ability to accurately analyze/interpret data, including credit intake documents, customer financial statements (audited and un-audited), reporting published by credit risk monitoring services, etc.
• Strong and creative problem-solving skills and results-based orientation Ability to work in a fast-paced environment and handle multiple priorities
• Work well in a team-based environment and interact collaboratively with both internal and external customers.
• Proficiency in Microsoft office applications (e.g., Word, Excel, Outlook), Power BI, and other reporting applications.
• As requested, supports the completion of project-based initiatives of the Company that create process improvements and/or functional changes to departmental processes.
• As requested, provide guidance, coaching and training to other team members and contractors, in areas of sufficient subject matter expertise
Requisition ID: 345962
#LI-Hybrid
It is our business imperative to remain a very inclusive workplace.
To our veterans and separated service members, you're at the forefront of our minds as we recruit top talent to join Nestlé. The skills you've gained while serving our country, such as flexibility, agility, and leadership, are much like the skills that will make you successful in this role. In addition, with our commitment to an inclusive work environment, we recognize the exceptional engagement and innovation displayed by individuals with disabilities. Nestlé seeks such skilled and qualified individuals to share our mission where you’ll join a cohort of others who have chosen to call Nestlé home.
The Nestlé Companies are an equal employment opportunity and affirmative action employer seeking diversity in qualified applicants for employment. All applicants will receive consideration for employment without regard to race, ethnicity, color, gender, gender identity, age, religion, national origin, ancestry, disability, perceived disability, medical condition, genetic information, veteran status, sexual orientation, or any other protected status, as defined by applicable law. Prior to the next step in the recruiting process, we welcome you to inform us confidentially if you may require any special accommodations in order to participate fully in our recruitment experience. Contact us at accommodations@nestle.com or please dial 711 and provide this number to the operator: 1-800-321-6467.
This position is not eligible for Visa Sponsorship.
Review our applicant privacy notice before applying at https://www.nestlejobs.com/privacy
Solon, OH, US, 44139
Solon, OH, US, 44139
Nearest Major Market: Cleveland